# Money & Finance **Type:** Topic **Words:** 201 ## About Earning, spending, saving, borrowing, and what things cost. ## Words by Level ### A1 - money — The coins and banknotes used to buy and sell things.; frequency rank 178 - pay — To give money in exchange for goods, services, or work.; frequency rank 380 - buy — To get something by paying money for it.; frequency rank 502 - poor — Having little money or few possessions.; frequency rank 583 - sell — to give something to someone in exchange for money; frequency rank 749 - bank — A business where people keep money and borrow it.; frequency rank 905 - rich — Having a lot of money or valuable possessions.; frequency rank 925 - price — The amount of money you must pay to buy something.; frequency rank 1166 - expensive — Costing a lot of money.; frequency rank 1857 - dollar — The unit of money used in the United States, Canada, Australia and many other countries, written $.; frequency rank 2829 - loot — stolen goods; frequency rank 9528 - pay off — to produce a useful or successful result - work off — to reduce or get rid of something through effort or work - write off — to accept something as lost or no longer valuable ### A2 - deal — An agreement, especially one to buy or sell something.; frequency rank 405 - bill — A piece of paper showing how much money you owe for goods or services.; frequency rank 823 - cash — Money in the form of notes and coins, rather than cards or checks.; frequency rank 1047 - cost — The amount of money needed to buy or do something.; frequency rank 1284 - account — An arrangement with a bank or company to keep or use money or services.; frequency rank 1452 - credit — Praise or recognition for something you have done.; frequency rank 1568 - rent — Money paid regularly to use a house, room, or property that belongs to someone else.; frequency rank 1884 - cheap — Costing little money; not expensive.; frequency rank 1962 - fortune — A very large amount of money.; frequency rank 1966 - value — How much something is worth in money.; frequency rank 2188 - treasure — A large amount of money, gold, or jewels, especially when hidden or saved up.; frequency rank 2224 - tip — A small amount of extra money given to thank someone for a service, such as a waiter.; frequency rank 2280 - robbery — The crime of stealing money or property, especially by using force or threats.; frequency rank 2634 - wallet — A small flat case, often made of leather, for carrying money and cards in your pocket.; frequency rank 2903 - salary — A fixed amount of money that an employee is paid regularly, usually each month, for their work.; frequency rank 3824 - wealth — A large amount of money and valuable possessions.; frequency rank 3830 - budget — A plan of how much money you have and how you will spend it; frequency rank 4066 - coin — A piece of money made of metal, usually round and flat.; frequency rank 4138 - fee — An amount of money you pay for a service, privilege, or membership.; frequency rank 4414 - bargain — Something bought for less than its usual price; a good deal.; frequency rank 4763 - bonus — An extra amount of money given to someone in addition to their normal pay.; frequency rank 5199 - cent — A unit of money worth one hundredth of a dollar, euro, or similar currency.; frequency rank 5970 - cheque — A written order telling a bank to pay money to a person or company.; frequency rank 6899 - euro — The unit of money used by most countries in the European Union. Symbol: €; frequency rank 11145 - handbag — A small bag, often carried by women, for keys, money, and other personal things.; frequency rank 11356 - pence — The plural of penny; a unit of British money worth one hundredth of a pound.; frequency rank 16495 - chip in — to contribute money or effort toward a shared purpose - fork over — to hand over something, especially money, reluctantly ### B1 - charge — The amount of money asked for goods or services.; frequency rank 862 - afford — To have enough money to pay for something.; frequency rank 1640 - insurance — An agreement in which you pay a company money so that they will pay you if something bad happens, such as an accident or illness.; frequency rank 1983 - spending — The amount of money that is spent, especially by a government or organization.; frequency rank 2493 - debt — Money that you owe to someone else.; frequency rank 2576 - tax — Money that people and businesses must pay to the government to fund public services.; frequency rank 2994 - purse — A small bag for carrying money.; frequency rank 3108 - payment — An amount of money paid in exchange for goods, services, or to settle a debt.; frequency rank 3971 - fund — An amount of money saved or set aside for a particular purpose.; frequency rank 4182 - deposit — A sum of money paid as a first part of a larger payment, or to reserve something.; frequency rank 4593 - income — The money a person or organization earns or receives, usually regularly.; frequency rank 5217 - expense — The money that you spend on something.; frequency rank 6232 - discount — An amount taken off the usual price of something.; frequency rank 6392 - discount — To sell something at a lower price than usual.; frequency rank 6392 - estimate — A rough guess about the size, value, or cost of something.; frequency rank 8163 - estimate — To make a rough guess about the size, value, or amount of something.; frequency rank 8163 - currency — The system of money used in a particular country.; frequency rank 8261 - contribution — Something you give, such as money, to help a shared cause.; frequency rank 8385 - allowance — An amount of money given regularly for a particular purpose.; frequency rank 8872 - economics — The study of how money, goods, and services are produced, shared, and used.; frequency rank 11251 - hardship — A situation that is difficult to live through, especially because of money or harsh conditions.; frequency rank 12661 - winnings — money, prizes, or other gains won, especially through gambling or a competition; frequency rank 16347 - treasurer — an officer responsible for receiving, safeguarding, recording, and paying out an organization's money; frequency rank 18080 - tariff — a tax imposed by a government on goods imported from or exported to another country; frequency rank 43678 - banknote — a piece of paper or polymer currency issued in a fixed denomination by a bank or other authorized monetary authority; frequency rank 57043 - invest in — to put money into an asset or business expecting a future return ### B2 - saving — Money you keep instead of spending, set aside for the future (usually plural: savings).; frequency rank 2045 - loan — An amount of money that you borrow and must pay back, often with extra interest.; frequency rank 2774 - investment — Money put into a business or shares with the hope of making a profit.; frequency rank 4341 - sum — An amount of money.; frequency rank 4798 - mortgage — A loan you take from a bank to buy a house or land, which the bank can take back if you fail to repay.; frequency rank 6696 - lease — A legal contract that lets someone use property for a set time in return for payment.; frequency rank 6854 - funding — Money provided for a particular purpose or project.; frequency rank 7599 - toll — A fee you pay to use a road, bridge, or tunnel.; frequency rank 7871 - donation — Something, especially money, given to a charity or good cause.; frequency rank 7887 - wage — The money a worker is paid for their work, usually by the hour or week.; frequency rank 8216 - compensation — Money given to someone for loss, injury, or harm they have suffered.; frequency rank 8254 - collateral — property or another valuable asset pledged as security for repayment of a loan; frequency rank 9739 - dowry — Money or property that a bride brings to her husband when they marry.; frequency rank 9761 - inflation — A general rise in prices over time, which makes money worth less.; frequency rank 14261 - earnings — The money that a person earns from work.; frequency rank 14688 - incentive — Something that encourages you to do something, often a reward or payment.; frequency rank 14896 - pawnshop — A shop where you can borrow money by leaving a valuable item as security.; frequency rank 23810 - bracket — One of a set of ranges into which things are grouped, such as for tax or age.; frequency rank 24332 - franc — a unit of currency used in Switzerland and several other countries, and formerly used in France, Belgium, and Luxembourg; frequency rank 25277 - debit — An amount of money taken out of a bank account.; frequency rank 26217 - economist — An expert in economics who studies how money, trade, and industry work.; frequency rank 26622 - frugal — Careful with money; avoiding waste.; frequency rank 31985 - dividend — a payment made by a company to its shareholders from profits; frequency rank 38827 - annuity — a fixed amount of money paid to someone regularly, often yearly or for life; frequency rank 46241 - cybercrime — Crime that is committed using computers and the Internet, such as stealing data or money.; frequency rank 116637 - impose on — to place an unwanted requirement or burden on someone ### C1 - bail — Money paid so that an arrested person can be released until their trial, promising they will return to court.; frequency rank 3201 - inheritance — Money or property received from someone who has died.; frequency rank 7260 - withdrawal — The act of taking money out of a bank account.; frequency rank 10470 - extortion — The crime of getting money or property from someone by using threats or force.; frequency rank 11413 - lira — the former basic unit of currency of Italy and Malta; frequency rank 14307 - proceeds — The money received from an event, sale, or activity.; frequency rank 15360 - bribery — The crime of giving or taking money or gifts to influence someone dishonestly.; frequency rank 15419 - invoice — A document listing goods or services provided and the money owed for them; frequency rank 18015 - alms — money, food, clothing, or other aid given to poor people as an act of charity; frequency rank 18021 - deficit — The amount by which spending is greater than the money coming in.; frequency rank 18195 - turnover — The total amount of money a business takes in sales over a period.; frequency rank 19872 - dowager — a widow who holds property, income, or a title derived from her late husband; frequency rank 22084 - fundraising — The activity of collecting money for a cause, often a charity.; frequency rank 23940 - thrift — careful and economical use of money or other resources; frugality; frequency rank 25854 - expenditure — The amount of money that is spent.; frequency rank 29411 - extravagance — The spending of much more money than is necessary or wise.; frequency rank 31275 - windfall — an unexpected gain, advantage, or piece of good fortune, especially a sum of money; frequency rank 32125 - excise — a tax on goods produced, sold, or used within a country; frequency rank 35775 - overdraft — An arrangement that lets you take more money out of your bank account than you have, up to an agreed limit.; frequency rank 37563 - allocation — The process of giving out money, time, or resources for a particular purpose.; frequency rank 40125 - tonnage — a tax imposed on ships that enter the US; frequency rank 49484 - depreciation — a decrease in price or value; frequency rank 63251 - mark-up — The amount added to the cost of goods to set the selling price and make a profit.; frequency rank 76523 - mortgagee — One who provides a loan secured upon the borrowers' property: the lender in a mortgage agreement.; frequency rank 239871 - pittance — a very small or inadequate amount of money, especially paid as wages ### C2 - mina — an ancient Greek and Middle Eastern unit of money, commonly reckoned as one sixtieth of a talent; frequency rank 9399 - revolver — Synonym of revolving line of credit, a form of credit permitting the holder to repeatedly borrow money.; frequency rank 10123 - dole — chiefly British and informal: money paid by the government to people who are unemployed; frequency rank 17461 - embezzlement — the fraudulent theft or misappropriation of money or property entrusted to one's care; frequency rank 20659 - swag — informal: money or goods obtained by theft or other illegal activity; frequency rank 20786 - trafficker — someone who promotes or exchanges goods or services for money; frequency rank 30088 - austerity — A government policy of cutting public spending and raising taxes to reduce debt.; frequency rank 32339 - fete — An outdoor public celebration or party, often held to raise money for charity.; frequency rank 32446 - subsidy — Money given by a government or organization to help support a business or activity.; frequency rank 34500 - modus — a customary payment or other composition made instead of a tithe in kind; historical English law; frequency rank 34965 - breadwinner — The person whose earnings are the main source of income for a household.; frequency rank 37539 - materialism — A strong focus on owning things and having money rather than on spiritual or moral values.; frequency rank 40274 - usury — the act of lending money at an exorbitant rate of interest; frequency rank 47325 - opulence — Great wealth shown through luxurious and lavish living.; frequency rank 48750 - volatility — the tendency of a price, market, or other quantity to change sharply and unpredictably; frequency rank 57656 - shekel — the basic unit of money in Israel; frequency rank 61888 - piecework — work for which payment is based on the number of items or units produced rather than the time spent; frequency rank 63740 - remittance — A sum of money sent to someone, especially as payment.; frequency rank 64553 - threepence — The amount of money equal to that of three pence (old or new).; frequency rank 65849 - largesse — A specific gift of money, etc., given in this way, specifically (historical) at harvest time; a donation, a gratuity.; frequency rank 66285 - drachma — the standard unit of currency used in modern Greece before the euro was introduced; frequency rank 67217 - coffer — a strong box or chest for storing money or valuables; frequency rank 68740 - lucre — money or profit, especially when regarded as sordid, corrupting, or dishonestly gained; frequency rank 80712 - livre — A unit of currency formerly used in France, divided into 20 sols or sous.; frequency rank 81203 - specie — money in the form of coins, especially gold or silver coins with intrinsic value rather than paper currency; frequency rank 90171 - glebe — land belonging to a parish church or ecclesiastical benefice and providing income for its clergy; frequency rank 118160 - moneybag — a bag or pouch used to hold or carry money; frequency rank 120098 - gabelle — historical: a tax, especially the compulsory salt tax imposed in pre-Revolutionary France; frequency rank 121518 - tenpence — the sum or value of ten pence, especially in historical British currency; frequency rank 148322 - munificence — Great generosity, especially in giving money or gifts.; frequency rank 163033 - emolument — Payment or financial benefit received from a job or official position.; frequency rank 175897 - benefice — an endowed church office or living that provides income to its holder; frequency rank 192585 - improvidence — failure to plan carefully for the future, especially in the use of money or resources; frequency rank 285677 - fiar — in Scotland, an officially determined standard price, especially an annual legally fixed price for grain; usually used in the plural fiars; frequency rank 296641 - agio — The premium or percentage on a better sort of money when it is given in exchange for an inferior sort. The premium or discount on foreign bills of exchange is sometimes called agio.; frequency rank 336856 - tallage — historical: a tax or compulsory payment levied by a feudal lord or monarch on tenants, towns, or royal lands; frequency rank 347377 - peculation — the embezzlement or fraudulent appropriation of money or property entrusted to one's care, especially public funds; frequency rank 404744 - octroi — a tax formerly levied on goods brought into a town or city, especially in France; frequency rank 410365 - roundsman — historically, a poor-law laborer sent in rotation by an English parish to work for local employers, with the parish supplementing the wage; frequency rank 471598 - multure — historical or chiefly Scottish: a fee paid to a mill owner for grinding grain or pulverizing ore, often taken in kind; frequency rank 571624 - socage — historical law: land tenure in return for agricultural services fixed in amount and kind or for money rent, rather than military service; frequency rank 935815 - taxgatherer — one who collects taxes or public revenues; a tax collector; frequency rank 972632 - disencumbrance — freedom or release from an encumbrance, burden, debt, or legal claim; frequency rank 1129968 - defalcation — law: intentional or reckless misuse of money or property entrusted to one's care; frequency rank 1318961 - pontage — A duty or tax paid for repairing bridges. - seigniorage — the profit made by a government or mint from issuing currency - alcavala — historical: a Spanish sales tax charged on transfers of movable or immovable property, often at each successive sale - cruzado — a former currency of Brazil, introduced in 1986 and divided into one hundred centavos ### C2+ - ransom — Money paid for the freeing of a hostage.; frequency rank 5414 - eightpence — the monetary sum of eight pence, especially in historical British currency; frequency rank 154864 - spondulicks — dated slang: money or available funds; frequency rank 196590 - lavish — luxuriously abundant, or to give in great quantity - remuneration — money paid for work or a service; payment - ching — an imitation of a ringing metallic sound; slang for money - chit — a short note or voucher recording a small debt or order - kitty — a pool of money contributed by a group; informally, a kitten or cat - pelf — money or wealth, especially when regarded as ill-gotten or contemptible - outlay — an amount of money spent on something - billfold — a folding wallet for holding paper money - disbursement — the payment or distribution of money from a fund - outgo — money or resources spent; expenditure or outflow - garnishment — a legal order to withhold money, typically from wages, to pay a debt - lolly — a piece of candy, especially on a stick; (British slang) money - acquittance — a written release confirming a debt or obligation has been discharged - boodle — slang for money, especially counterfeit or bribe money; ill-gotten gains - fleece — a sheep's woolly coat; also to swindle of money - impecuniousness — the condition of being habitually short of money - impost — a tax or duty, especially one levied on imported goods - lickpenny — something that consumes money; a costly thing or place - noncompensation — failure or absence of compensation or payment - parsimony — extreme unwillingness to spend money or use resources - profligacy — reckless extravagance or wastefulness, especially with money - repayment — the act of paying back money owed, or an amount paid back - retainer — a fee paid to secure services; a servant or device that holds something in place - scam — a dishonest scheme to cheat someone of money or trust - stipend — a fixed regular payment, especially an allowance or salary - surcharge — an additional charge or payment levied on top of the standard cost - tithe — a tenth of one's income given to the church or as a tax - upkeep — the cost or process of maintaining something in good condition - usance — the time allowed by custom for payment of a foreign bill of exchange - wherewithal — the money, means, or resources needed for a purpose - vingtieme — a tax of one twentieth, or five percent, on income and property under the French ancien regime