# Personal Finance

**Type:** Topic
**Words:** 88

## About

Everyday money management, borrowing, saving, investing, insurance, and retirement.

## Words by Level

### A1
- check — To look at something carefully to make sure it is correct or safe.; frequency rank 402
- bank — A business where people keep money and borrow it.; frequency rank 905
- share — To divide something and give part of it to others.; frequency rank 947
- credit card

### A2
- return — To come or go back to a place.; frequency rank 656
- bill — A piece of paper showing how much money you owe for goods or services.; frequency rank 823
- cash — Money in the form of notes and coins, rather than cards or checks.; frequency rank 1047
- interest — a feeling of wanting to know about or take part in something.; frequency rank 1290
- emergency — A sudden, dangerous situation that needs immediate action; frequency rank 1446
- account — An arrangement with a bank or company to keep or use money or services.; frequency rank 1452
- credit — Praise or recognition for something you have done.; frequency rank 1568
- rent — Money paid regularly to use a house, room, or property that belongs to someone else.; frequency rank 1884
- claim — To say that something is true, often without proof.; frequency rank 2285
- borrow — To take something from someone for a short time, planning to give it back.; frequency rank 2312
- capital — The most important city of a country or region, usually where the government is.; frequency rank 2736
- principal — The person in charge of a school.; frequency rank 3128
- salary — A fixed amount of money that an employee is paid regularly, usually each month, for their work.; frequency rank 3824
- budget — A plan of how much money you have and how you will spend it; frequency rank 4066
- receipt — A piece of paper showing that you have paid for something.; frequency rank 5692
- cheque — A written order telling a bank to pay money to a person or company.; frequency rank 6899
- banking — The business or activity of running a bank and managing money.; frequency rank 9749

### B1
- loss — The fact of no longer having something you once had.; frequency rank 1879
- insurance — An agreement in which you pay a company money so that they will pay you if something bad happens, such as an accident or illness.; frequency rank 1983
- spending — The amount of money that is spent, especially by a government or organization.; frequency rank 2493
- debt — Money that you owe to someone else.; frequency rank 2576
- transfer — To move something or someone from one place to another.; frequency rank 2796
- balance — A state in which different parts or forces are equal or steady, so nothing tips over or dominates.; frequency rank 2900
- tax — Money that people and businesses must pay to the government to fund public services.; frequency rank 2994
- bond — To form a close emotional connection with someone.; frequency rank 3040
- gain — To get or obtain something useful or valuable.; frequency rank 3139
- payment — An amount of money paid in exchange for goods, services, or to settle a debt.; frequency rank 3971
- fund — An amount of money saved or set aside for a particular purpose.; frequency rank 4182
- deposit — A sum of money paid as a first part of a larger payment, or to reserve something.; frequency rank 4593
- income — The money a person or organization earns or receives, usually regularly.; frequency rank 5217
- expense — The money that you spend on something.; frequency rank 6232
- appreciation — A feeling of being grateful, or a way of showing thanks.; frequency rank 8432
- allowance — An amount of money given regularly for a particular purpose.; frequency rank 8872
- refund — Money that is given back to you, usually because you returned something.; frequency rank 12298
- refund — To give someone their money back.; frequency rank 12298
- taxation — the system or act of charging taxes; frequency rank 30402

### B2
- saving — Money you keep instead of spending, set aside for the future (usually plural: savings).; frequency rank 2045
- stock — The supply of goods that a shop or business has available to sell.; frequency rank 2583
- loan — An amount of money that you borrow and must pay back, often with extra interest.; frequency rank 2774
- investment — Money put into a business or shares with the hope of making a profit.; frequency rank 4341
- retirement — The period of life after you stop working permanently.; frequency rank 5292
- pension — A regular sum of money paid to a person after they retire from work.; frequency rank 6338
- mortgage — A loan you take from a bank to buy a house or land, which the bank can take back if you fail to repay.; frequency rank 6696
- lease — A legal contract that lets someone use property for a set time in return for payment.; frequency rank 6854
- asset — Something valuable that a person or company owns, such as money, property, or investments.; frequency rank 7194
- wage — The money a worker is paid for their work, usually by the hour or week.; frequency rank 8216
- yield — To produce something as a result.; frequency rank 8693
- bankruptcy — The legal state of being unable to pay your debts.; frequency rank 11645
- index — An alphabetical list at the back of a book showing where topics can be found.; frequency rank 11693
- investor — A person who puts money into a business or shares in order to make a profit.; frequency rank 12857
- inflation — A general rise in prices over time, which makes money worth less.; frequency rank 14261
- earnings — The money that a person earns from work.; frequency rank 14688
- maturity — state of being mature; frequency rank 15300
- equity — Fairness and equal treatment for everyone.; frequency rank 17080
- deduction — An amount that is taken away from a total.; frequency rank 18316
- affordable — Cheap enough that most people can pay for it.; frequency rank 19468
- economical — Not using a lot of money, fuel, or other resources; not wasteful.; frequency rank 23863
- debit — An amount of money taken out of a bank account.; frequency rank 26217
- solvent — A liquid that can dissolve other substances.; frequency rank 26875
- frugal — Careful with money; avoiding waste.; frequency rank 31985
- dividend — a payment made by a company to its shareholders from profits; frequency rank 38827
- annuity — a fixed amount of money paid to someone regularly, often yearly or for life; frequency rank 46241
- debit card

### C1
- coverage — The way an event or topic is reported in newspapers, on TV, or online.; frequency rank 8062
- withdrawal — The act of taking money out of a bank account.; frequency rank 10470
- portfolio — A collection of a person's work shown to potential employers or clients.; frequency rank 13438
- premium — Of high quality and usually higher price.; frequency rank 13658
- invoice — A document listing goods or services provided and the money owed for them; frequency rank 18015
- thrift — careful and economical use of money or other resources; frugality; frequency rank 25854
- expenditure — The amount of money that is spent.; frequency rank 29411
- deductible — permitted to be subtracted from income or another total when calculating tax; frequency rank 34796
- overdraft — An arrangement that lets you take more money out of your bank account than you have, up to an agreed limit.; frequency rank 37563
- depreciation — a decrease in price or value; frequency rank 63251
- diversification — the process or result of making something more varied; frequency rank 70472
- refinance — to replace an existing loan with new borrowing, usually to obtain different repayment terms

### C2
- beneficiary — A person who gains an advantage or benefit from something.; frequency rank 19257
- insolvency — the state of being unable to pay debts when they become due; frequency rank 83926
- amortization — the gradual repayment of a loan's principal through a planned series of payments

### C2+
- liability — legal responsibility; also, a person or thing causing disadvantage
- borrower — a person who borrows something, especially money
- installment — one of several successive payments or parts of a whole
- lender — a person or institution that lends money or goods
- liquidity — the availability of cash or easily convertible assets
- repayment — the act of paying back money owed, or an amount paid back