finance
Idioms (40)
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the bottom line
CEFR B2the most important fact or the final result of something
Neutral -
cost an arm and a leg
CEFR B1To be extremely expensive.
Informal -
tighten your belt
CEFR B1To spend less money because you have less than before.
Neutral -
in the red
CEFR B2Owing money or operating at a financial loss.
Neutral -
a rip-off
CEFR B1Something that is far too expensive for what it is.
Informal -
break the bank
CEFR B2To cost so much that it uses up all your money.
Informal -
money doesn't grow on trees
CEFR B1Used to remind someone that money is limited and hard to earn.
Informal -
tighten the purse strings
CEFR C1To become more careful and strict about spending money.
Neutral -
burn rate
CEFR B2the speed at which a company spends its cash reserves, usually measured per month
Neutral -
runway
CEFR B2the amount of time a company can keep operating before its money runs out
Neutral -
seed money
CEFR B1the initial capital used to start a business
Neutral -
term sheet
CEFR C1a non-binding summary of the key terms of a proposed investment
Neutral -
due diligence
CEFR C1the careful investigation of a company's business, finances, and legal position before investing
Neutral -
down round
CEFR C1a funding round in which a company raises money at a lower valuation than the previous round
Neutral -
bridge round
CEFR C1short-term financing that keeps a company afloat until a larger funding round closes
Neutral -
dry powder
CEFR C1cash reserves kept ready to invest when opportunities appear
Informal -
war chest
CEFR B2money kept in reserve for a future fight, expansion, or acquisition
Neutral -
ballpark figure
CEFR B1a rough estimate, not an exact number
Informal -
break even
CEFR B2to reach the point where revenue equals costs — no profit, no loss
Neutral -
bootstrapping
CEFR C1building a company without outside investment, funding it from personal resources and revenue
Neutral -
deep pockets
CEFR B2having a great deal of money to spend
Informal -
in a tight spot
CEFR B1in a difficult or dangerous situation
Informal -
pull the plug
CEFR B1to stop funding or supporting something, ending it abruptly
Informal -
cut your losses
CEFR B1to stop investing in a failing venture in order to avoid further loss
Neutral -
valuation gap
CEFR C1the difference between the price a seller believes something is worth and what a buyer will pay
Neutral -
swimming naked
CEFR C1being exposed as unprepared or over-leveraged once market conditions turn
Informal -
default alive
CEFR C1describing a startup whose normal growth will make it profitable without needing more funding
Neutral -
rob Peter to pay Paul
CEFR C1to pay one debt by creating another
Informal -
go belly up
CEFR C1to fail completely, especially of a business
Informal -
down and out
CEFR B2in severe hardship, especially without money, resources, or prospects
Neutral -
go to the wall
CEFR C1collapse or fail completely, particularly as a business or financial venture
Neutral -
feel the pinch
CEFR B2experience financial pressure because money has become scarce
Neutral -
cost the earth
CEFR B2to be extraordinarily expensive
Informal -
keep up appearances
CEFR B2To preserve an outward impression that everything is normal or successful despite underlying trouble.
Neutral -
on a shoestring
CEFR B2With very little money or an extremely limited budget.
Neutral -
no strings attached
CEFR B2given freely, with nothing expected in return and no concealed restrictions
Neutral -
laugh all the way to the bank
CEFR B2to enjoy a large, easy profit, especially from something others consider unfair or undeserving
Neutral -
keep the wolf from the door
CEFR B2to earn or manage just enough to avoid poverty, hunger, or serious hardship
Neutral -
hold the purse strings
CEFR B2to control a budget and decide how money may be spent
Neutral -
sitting pretty
CEFR B2being in a comfortable and advantageous position, often financially
Neutral