Money & Finance
Earning, spending, saving, borrowing, and what things cost.
380 words
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Some words in this topic are A2–C2 — part of Pro. A1 words are always free.
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means
B2
/minz/
A method or way of achieving a result.
M
S
loan
B2
/loʊn/
An amount of money that you borrow and must pay back, often with extra interest.
M
S
stake
B2
/steɪk/
A share or financial interest in a business or situation.
M
S
commission
B2
/kəˈmɪʃən/
An official group of people chosen to do a particular job or investigate something.
M
S
bid
B2
/bɪd/
To offer to pay a particular price for something, especially at an auction.
M
S
certificate
B2
/səˈtɪf.ɪ.kɪt/
An official document that proves a fact, such as a qualification or an event.
M
S
auction
B2
/ˈɔkʃən/
A public sale where goods are sold to the person who offers the most money.
M
S
wealthy
B2
/ˈwɛl.θi/
Having a lot of money and valuable possessions; rich.
M
S
dime
B2
/daɪm/
A US or Canadian coin worth ten cents, one tenth of a dollar.
M
S
withdraw
B2
/wɪðˈdɹɔ/
To take money out of a bank account.
M
S
peg
B2
/pɛɡ/
A short pin or hook used to hang things on or to fasten something in place.
M
S
mortgage
B2
/ˈmɔɹ.ɡɪd͡ʒ/
A loan you take from a bank to buy a house or land, which the bank can take back if you fail to repay.
M
S
lease
B2
/ˈliːs/
A legal contract that lets someone use property for a set time in return for payment.
M
S
shipping
B2
/ˈʃɪpɪŋ/
The activity of transporting goods, especially by sea.
M
S
banker
B2
/ˈbæŋkɚ/
A person who works at a high level in a bank, especially managing money or investments.
M
S
guinea
B2
/ˈɡɪni/
a former British gold coin worth twenty-one shillings
M
S
toll
B2
/təʊl/
A fee you pay to use a road, bridge, or tunnel.
M
S
rental
B2
/ˈɹɛntəl/
Available to rent, or relating to renting.
M
S
nickel
B2
/ˈnɪk.əl/
a coin worth five cents in the United States or Canada
M
S
bidding
B2
/ˈbɪdɪŋ/
The act of offering prices to buy something, especially at an auction.
M
S
wage
B2
/weɪd͡ʒ/
The money a worker is paid for their work, usually by the hour or week.
M
S
bankrupt
B2
/ˈbæŋk.ɹəpt/
Unable to pay your debts, and officially declared so by a court.
M
S
compensation
B2
/ˌkɑm.pənˈseɪ.ʃən/
Money given to someone for loss, injury, or harm they have suffered.
M
S
priceless
B2
/ˈpraɪsləs/
So valuable that it cannot be bought or given a price.
M
S
ghetto
B2
/ˈɡɛ.toʊ/
A poor area of a city where people of one ethnic group or background live, often separated from the rest.
M
S
assessment
B2
/əˈsɛsmənt/
A careful judgement about the quality, value, or importance of something.
M
S
collateral
B2
/kəˈlætərəl/
property or another valuable asset pledged as security for repayment of a loan
M
S
dowry
B2
/ˈdaʊri/
Money or property that a bride brings to her husband when they marry.
M
S
slash
B2
/slæʃ/
To reduce something, such as a price or budget, by a large amount.
M
S
compensate
B2
/ˈkɑm.pənˌseɪt/
To pay someone money, usually for loss, injury, or work done.
M
S
financially
B2
/fəˈnænʃəli/
In a way that relates to money or finances.
M
S
assess
B2
/əˈses/
To carefully judge the quality, value, or importance of something.
M
S
comfortably
B2
/ˈkʌmftɚbli/
In a way that feels physically relaxed and pleasant.
M
S
gaming
B2
/ˈɡeɪmɪŋ/
The activity of playing video games.
M
S
costly
B2
/ˈkɑːstli/
Costing a lot of money; expensive.
M
S
lucrative
B2
/ˈlu.kɹə.tɪv/
Producing a lot of money; very profitable.
M
S
downfall
B2
/ˈdaʊnfɔːl/
A sudden loss of power, success, or wealth.
M
S
checkbook
B2
/ˈtʃek.bʊk/
a book of blank checks supplied by a bank for making payments from an account
M
S
affordable
B2
/əˈfɔɹ.də.bəl/
Cheap enough that most people can pay for it.
M
S
fiscal
B2
/ˈfɪskəl/
Relating to government money, taxes, and public spending.
M
S
pawnshop
B2
/ˈpɔnʃɑp/
A shop where you can borrow money by leaving a valuable item as security.
M
S
economical
B2
/ˌɛk.əˈnɑ.mɪ.kəl/
Not using a lot of money, fuel, or other resources; not wasteful.
M
S
voucher
B2
/ˈvaʊtʃɚ/
a printed or electronic token that can be exchanged for goods or services or used to obtain a discount
M
S
franc
B2
/fræŋk/
a unit of currency used in Switzerland and several other countries, and formerly used in France, Belgium, and Luxembourg
M
S
debit
B2
/ˈdɛb.ɪt/
An amount of money taken out of a bank account.
M
S
solvent
B2
/ˈsɔlvənt/
A liquid that can dissolve other substances.
M
S
auditor
B2
/ˈɔː.dɪ.tɚ/
a qualified person who independently examines an organization's financial records and practices
M
S
incur
B2
/ɪnˈkɝ/
To bring something unpleasant, such as cost, loss, or blame, upon yourself by your own actions.
M
S
frugal
B2
/ˈfɹuːɡəl/
Careful with money; avoiding waste.
M
S
pensioner
B2
/ˈpɛnʃənɚ/
a person who receives a pension, especially after retirement
M
S
pawnbroker
B2
/ˈpɔːnˌbɹəʊ.kə(ɹ)/
A person who lends money in exchange for items that can be sold if the loan is not repaid.
M
S
dividend
B2
/ˈdɪvɪdɛnd/
a payment made by a company to its shareholders from profits
M
S
creditor
B2
/ˈkɹɛdɪtɚ/
a person, company, or institution to whom money is owed
M
S
annuity
B2
/əˈn(j)uɪti/
a fixed amount of money paid to someone regularly, often yearly or for life
M
S
ruinous
B2
/ˈɹuː.ɪnəs/
So expensive that it could destroy you financially.
M
S
insurer
B2
/ɪnˈʃʊr.ɚ/
a person or organization that provides insurance and undertakes to pay for specified losses in return for premiums
M
S
taxable
B2
/ˈtæksəbəl/
legally subject to tax
M
S
overpay
B2
/ˌoʊ.vɚˈpeɪ/
to pay more than the required, reasonable, or fair amount for something or to someone
M
S
half-dollar
B2
/ˈhæfˌdɑlər/
a United States coin worth fifty cents, or the sum of fifty cents
M
S
bleachers
B2
/ˈbliːtʃərz/
tiered rows of seats, typically uncovered, at an outdoor sports venue
M
S
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