Money & Finance
Earning, spending, saving, borrowing, and what things cost.
380 words
Download MarkdownSome words in this topic are A2–C2 — part of Pro. A1 words are always free.
Go ProA1 (15)
money
A1
/ˈmʌn.i/
The coins and banknotes used to buy and sell things.
M
S
fine
A1
/ˈfaːn/
Good enough; satisfactory or in good health.
M
S
pay
A1
/ˈpeɪ/
To give money in exchange for goods, services, or work.
M
S
check
A1
/t͡ʃɛk/
To look at something carefully to make sure it is correct or safe.
M
S
dear
A1
/dɪɹ/
Loved very much; precious to you.
M
S
buy
A1
/baɪ/
To get something by paying money for it.
M
S
poor
A1
/pʊɚ/
Having little money or few possessions.
M
S
sell
A1
/sɛl/
to give something to someone in exchange for money
M
S
spend
A1
/spɛnd/
To pay out money to buy or do something.
M
S
bank
A1
/ˈbæŋk/
A business where people keep money and borrow it.
M
S
rich
A1
/ˈɹɪt͡ʃ/
Having a lot of money or valuable possessions.
M
S
price
A1
/ˈpɹɐɪ̯s/
The amount of money you must pay to buy something.
M
S
expensive
A1
/ɪkˈspɛnsɪv/
Costing a lot of money.
M
S
dollar
A1
/ˈdɑ.lɚ/
The unit of money used in the United States, Canada, Australia and many other countries, written $.
M
S
credit card
A1
M
S
A2 (27) Pro
deal
A2
/ˈdiːl/
An agreement, especially one to buy or sell something.
M
S
bill
A2
/ˈbɪl/
A piece of paper showing how much money you owe for goods or services.
M
S
cash
A2
/kæʃ/
Money in the form of notes and coins, rather than cards or checks.
M
S
cost
A2
/ˈkɔst/
The amount of money needed to buy or do something.
M
S
beg
A2
/ˈbeɪɡ/
To ask people for money or food, usually because you are poor.
M
S
account
A2
/əˈkaʊnt/
An arrangement with a bank or company to keep or use money or services.
M
S
credit
A2
/ˈkɹɛdɪt/
Praise or recognition for something you have done.
M
S
rent
A2
/ˈɹɛnt/
Money paid regularly to use a house, room, or property that belongs to someone else.
M
S
cheap
A2
/ˈt͡ʃiːp/
Costing little money; not expensive.
M
S
borrow
A2
/ˈbɒɹə/
To take something from someone for a short time, planning to give it back.
M
S
successful
A2
/səkˈses.fəl/
Having achieved what was wanted or planned.
M
S
robbery
A2
/ˈɹɑbəɹi/
The crime of stealing money or property, especially by using force or threats.
M
S
wallet
A2
/ˈwɑl.ət/
A small flat case, often made of leather, for carrying money and cards in your pocket.
M
S
salary
A2
/ˈsaləɾe/
A fixed amount of money that an employee is paid regularly, usually each month, for their work.
M
S
wealth
A2
/wɛlθ/
A large amount of money and valuable possessions.
M
S
budget
A2
/ˈbʌd͡ʒ.ət/
A plan of how much money you have and how you will spend it
M
S
fee
A2
/fiː/
An amount of money you pay for a service, privilege, or membership.
M
S
bargain
A2
/ˈbɑːɹɡən/
Something bought for less than its usual price; a good deal.
M
S
bonus
A2
/ˈboʊ.nəs/
An extra amount of money given to someone in addition to their normal pay.
M
S
cent
A2
/sɛnt/
A unit of money worth one hundredth of a dollar, euro, or similar currency.
M
S
underwater
A2
/ʌndɚˈwɔtəɹ/
Below the surface of the water.
M
S
cheque
A2
/t͡ʃɛk/
A written order telling a bank to pay money to a person or company.
M
S
hike
A2
/haɪk/
A long walk in the countryside, usually for pleasure or exercise.
M
S
banking
A2
/ˈbæŋkɪŋ/
The business or activity of running a bank and managing money.
M
S
B1 (45) Pro
worth
B1
/wɝθ/
Having a particular value or price.
M
S
forgive
B1
/fɚˈɡɪv/
To stop being angry at someone for something they did wrong.
M
S
paid
B1
/peɪd/
Receiving money for work done.
M
S
owe
B1
/oʊ/
To have to pay money back to someone.
M
S
responsible
B1
/ɹɪˈspɑn.sə.bəl/
In charge of something and expected to deal with it.
M
S
due
B1
/djuː/
Expected to happen, arrive, or be ready at a particular time.
M
S
afford
B1
/əˈfoɹd/
To have enough money to pay for something.
M
S
settle
B1
/ˈsɛtəl/
To end an argument or problem by reaching a final decision.
M
S
insurance
B1
/ɪnˈʃɔː.ɹəns/
An agreement in which you pay a company money so that they will pay you if something bad happens, such as an accident or illness.
M
S
spending
B1
/ˈspɛndɪŋ/
The amount of money that is spent, especially by a government or organization.
M
S
debt
B1
/dɛt/
Money that you owe to someone else.
M
S
option
B1
/ˈɑpʃən/
One of several things you can choose from.
M
S
tax
B1
/tæks/
Money that people and businesses must pay to the government to fund public services.
M
S
financial
B1
/faɪˈnænʃəl/
Relating to money or how money is managed.
M
S
payment
B1
/ˈpeɪmənt/
An amount of money paid in exchange for goods, services, or to settle a debt.
M
S
recover
B1
/ɹɪˈkʌvɚ/
To return to good health after being ill or injured.
M
S
fund
B1
/ˈfʌnd/
An amount of money saved or set aside for a particular purpose.
M
S
economy
B1
/iˈkɑ.nə.mi/
The system by which a country produces, sells, and uses goods, services, and money.
M
S
deposit
B1
/dɪˈpɑ.zɪt/
A sum of money paid as a first part of a larger payment, or to reserve something.
M
S
income
B1
/ˈɪnˌkʌm/
The money a person or organization earns or receives, usually regularly.
M
S
economic
B1
/ˌɛkəˈnɑmɪk/
Relating to trade, industry, and the management of money in a country or region.
M
S
repay
B1
/ɹiˈpeɪ/
To pay back money that you owe.
M
S
discount
B1
/dɪˈskaʊnt/
An amount taken off the usual price of something.
M
S
ambitious
B1
/æmˈbɪʃ.əs/
Having a strong desire to be successful, powerful, or rich.
M
S
B2 (60) Pro
means
B2
/minz/
A method or way of achieving a result.
M
S
loan
B2
/loʊn/
An amount of money that you borrow and must pay back, often with extra interest.
M
S
stake
B2
/steɪk/
A share or financial interest in a business or situation.
M
S
commission
B2
/kəˈmɪʃən/
An official group of people chosen to do a particular job or investigate something.
M
S
bid
B2
/bɪd/
To offer to pay a particular price for something, especially at an auction.
M
S
certificate
B2
/səˈtɪf.ɪ.kɪt/
An official document that proves a fact, such as a qualification or an event.
M
S
auction
B2
/ˈɔkʃən/
A public sale where goods are sold to the person who offers the most money.
M
S
wealthy
B2
/ˈwɛl.θi/
Having a lot of money and valuable possessions; rich.
M
S
dime
B2
/daɪm/
A US or Canadian coin worth ten cents, one tenth of a dollar.
M
S
withdraw
B2
/wɪðˈdɹɔ/
To take money out of a bank account.
M
S
peg
B2
/pɛɡ/
A short pin or hook used to hang things on or to fasten something in place.
M
S
mortgage
B2
/ˈmɔɹ.ɡɪd͡ʒ/
A loan you take from a bank to buy a house or land, which the bank can take back if you fail to repay.
M
S
lease
B2
/ˈliːs/
A legal contract that lets someone use property for a set time in return for payment.
M
S
shipping
B2
/ˈʃɪpɪŋ/
The activity of transporting goods, especially by sea.
M
S
banker
B2
/ˈbæŋkɚ/
A person who works at a high level in a bank, especially managing money or investments.
M
S
guinea
B2
/ˈɡɪni/
a former British gold coin worth twenty-one shillings
M
S
toll
B2
/təʊl/
A fee you pay to use a road, bridge, or tunnel.
M
S
rental
B2
/ˈɹɛntəl/
Available to rent, or relating to renting.
M
S
nickel
B2
/ˈnɪk.əl/
a coin worth five cents in the United States or Canada
M
S
bidding
B2
/ˈbɪdɪŋ/
The act of offering prices to buy something, especially at an auction.
M
S
wage
B2
/weɪd͡ʒ/
The money a worker is paid for their work, usually by the hour or week.
M
S
bankrupt
B2
/ˈbæŋk.ɹəpt/
Unable to pay your debts, and officially declared so by a court.
M
S
compensation
B2
/ˌkɑm.pənˈseɪ.ʃən/
Money given to someone for loss, injury, or harm they have suffered.
M
S
priceless
B2
/ˈpraɪsləs/
So valuable that it cannot be bought or given a price.
M
S
C1 (43) Pro
bail
C1
/beɪl/
Money paid so that an arrested person can be released until their trial, promising they will return to court.
M
S
con
C1
/kɑn/
A disadvantage of something, usually compared with its advantages.
M
S
quid
C1
/kwɪd/
one pound sterling, in informal British usage; the plural is also quid
M
S
pledge
C1
/plɛd͡ʒ/
A serious, formal promise to do something.
M
S
tribute
C1
/ˈtɹɪbjuːt/
Something said, done, or given to show respect or admiration.
M
S
solicitor
C1
/səˈlɪsɪtɚ/
In Britain, a lawyer who gives legal advice and prepares legal documents.
M
S
withdrawal
C1
/wɪðˈdɹɔ(ə)l/
The act of taking money out of a bank account.
M
S
extortion
C1
/ɪkˈstɔɹʃən/
The crime of getting money or property from someone by using threats or force.
M
S
monopoly
C1
/məˈnɑpəli/
Complete control of a market by a single company, with no competition.
M
S
ledger
C1
/ˈlɛdʒɚ/
a book, file, or computer record in which financial transactions are organized by account
M
S
premium
C1
/ˈpɹiː.miː.əm/
Of high quality and usually higher price.
M
S
capitalist
C1
/ˈkæp.ɪ.tə.lɪst/
A person who invests money in business in order to make a profit.
M
S
lira
C1
/ˈlɪr.ə/
the former basic unit of currency of Italy and Malta
M
S
audit
C1
/ˈɔ.dɪt/
An official examination of a company's financial records.
M
S
structural
C1
/ˈstɹʌk(t͡)ʃəɹəl/
Relating to the way something is built or the parts that hold it together.
M
S
listing
C1
/ˈlɪstɪŋ/
An entry in a list, catalogue, or directory.
M
S
bribery
C1
/ˈbɹaɪbəɹi/
The crime of giving or taking money or gifts to influence someone dishonestly.
M
S
invoice
C1
/ˈɪnˌvɔɪs/
A document listing goods or services provided and the money owed for them
M
S
subscription
C1
/səbˈskɹɪpʃən/
An arrangement to receive or use something for a set period, usually by paying.
M
S
deprivation
C1
/ˌdɛprəˈveɪʃən/
The lack or loss of something needed, such as food, sleep, or basic rights.
M
S
fundraising
C1
/ˈfʌndˌɹeɪzɪŋ/
The activity of collecting money for a cause, often a charity.
M
S
thrift
C1
/ˈθɹɪft/
careful and economical use of money or other resources; frugality
M
S
impoverished
C1
/ɪmˈpɑvəɹɪʃt/
Very poor; lacking money.
M
S
expenditure
C1
/ɛkˈspɛndɪt͡ʃɚ/
The amount of money that is spent.
M
S
C2 (83) Pro
napoleon
C2
/nəˈpoʊ.li.ən/
historical: a French gold coin worth twenty francs, first issued under Napoleon I
M
S
mina
C2
/ˈmaɪnə/
an ancient Greek and Middle Eastern unit of money, commonly reckoned as one sixtieth of a talent
M
S
mercenary
C2
/ˈmɝ.sə.ˌnɛɹ.i/
A soldier who fights for any country or group that pays them, rather than out of loyalty.
M
S
dole
C2
/doʊl/
chiefly British and informal: money paid by the government to people who are unemployed
M
S
shilling
C2
/ˈʃɪlɪŋ/
an English coin worth one twentieth of a pound
M
S
levy
C2
/ˈlɛvi/
a charge imposed and collected
M
S
rupee
C2
/ˈruːpiː/
the monetary unit of India, Pakistan, Nepal, Sri Lanka, Mauritius, and the Seychelles
M
S
sou
C2
/suː/
a former French coin of low denomination
M
S
lombard
C2
/ˈlɑːmbɑːrd/
historical: a pawnshop or lending house that advances money against pledged goods
M
S
bullion
C2
/ˈbʊl.jən/
gold or silver in bulk form, especially bars or ingots valued by weight
M
S
materialistic
C2
/məˌtɪəɹ.i.əˈlɪs.tɪk/
Caring too much about money and possessions.
M
S
solicit
C2
/səˈlɪsɪt/
To ask for or try to obtain something, such as help, money, or opinions.
M
S
promissory
C2
/ˈpɹɑmɪsɔɹi/
relating to or having the character of a promise
M
S
remit
C2
/ɹiˈmɪt/
To send money in payment for something.
M
S
subsidize
C2
/ˈsʌbsɪˌdaɪz/
To help pay for something by giving money, usually so its cost stays low.
M
S
opulent
C2
/ˈɒpjʊlənt/
Showing great wealth and luxury; richly grand.
M
S
groat
C2
/ɡroʊt/
historical: an English or Scottish coin, especially the English silver coin worth four old pence
M
S
usury
C2
/ˈjuːʒəɹi/
the act of lending money at an exorbitant rate of interest
M
S
opulence
C2
/ˈɒp.jʊl.əns/
Great wealth shown through luxurious and lavish living.
M
S
florin
C2
/ˈflɔːr.ɪn/
a gold coin first minted in medieval Florence, or any of several European coins modeled on it
M
S
lavishly
C2
/ˈlævɪʃli/
in a rich and lavish manner
M
S
economize
C2
/iˈkɑnəmaɪz/
To save money by spending less and avoiding waste.
M
S
paymaster
C2
/ˈpeɪˌmæstɚ/
an official or employee responsible for paying wages, especially to workers or troops
M
S
inarticulate
C2
/ɪn.ɑɹˈtɪk.jə.lət/
without or deprived of the use of speech or words
M
S
C2+ (107) Pro
goldmine
C2+
/ˈɡoʊldˌmaɪn/
a mine from which gold ore is extracted
M
S
provident
C2+
/ˈpɹɒvɪdənt/
providing carefully for the future
M
S
profundity
C2+
/pɹəˈfʌndɪti/
the quality of being physically deep
M
S
eightpence
C2+
/ˈeɪt.pəns/
the monetary sum of eight pence, especially in historical British currency
M
S
rouleau
C2+
/ruːˈloʊ/
a small roll, especially a roll of coins wrapped in paper
M
S
spondulicks
C2+
/spɑːnˈduːlɪks/
dated slang: money or available funds
M
S
aggrandize
C2+
/əˈɡrændaɪz/
to increase the power, wealth, or reputation of someone or something
M
S
lavish
C2+
/ˈlævɪʃ/
luxuriously abundant, or to give in great quantity
M
S
canny
C2+
/ˈkæni/
shrewd, careful, and quick-witted, especially in money matters
M
S
creditable
C2+
/ˈkrɛdətəbəl/
deserving credit or praise; reasonably good
M
S
destitute
C2+
/ˈdɛstəˌtut/
extremely poor and lacking the basic necessities of life
M
S
remuneration
C2+
/rɪˌmjunəˈreɪʃən/
money paid for work or a service; payment
M
S
aby
C2+
/əˈbaɪ/
to pay the penalty for; to atone for
M
S
kitty
C2+
/ˈkɪti/
a pool of money contributed by a group; informally, a kitten or cat
M
S
miserly
C2+
/ˈmaɪzɚli/
extremely reluctant to spend money; stingy
M
S
pelf
C2+
/pɛlf/
money or wealth, especially when regarded as ill-gotten or contemptible
M
S
riches
C2+
/ˈrɪtʃɪz/
abundant wealth or valuable possessions
M
S
barter
C2+
/ˈbɑːrtɚ/
to exchange goods or services without using money
M
S
comptroller
C2+
/kənˈtroʊlɚ/
a controller, especially one supervising financial accounts
M
S
delinquent
C2+
/dɪˈlɪŋkwənt/
failing in duty or guilty of an offense; overdue in payment
M
S
divest
C2+
/daɪˈvɛst/
to deprive or rid of something; to sell off assets or holdings
M
S
flog
C2+
/flɑɡ/
to beat with a whip or stick; informally, to sell persistently
M
S
mammon
C2+
/ˈmæmən/
wealth regarded as an evil influence or object of devotion
M
S
pocketbook
C2+
/ˈpɑkətˌbʊk/
a wallet or purse, or one's financial resources
M
S
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