Money & Finance

Earning, spending, saving, borrowing, and what things cost.

380 words

# Money & Finance

**Type:** Topic
**Words:** 380

## About
Earning, spending, saving, borrowing, and what things cost.

## Words by Level

### A1
- money - The coins and banknotes used to buy and sell things.
- fine - Good enough; satisfactory or in good health.
- pay - To give money in exchange for goods, services, or work.
- check - To look at something carefully to make sure it is correct or safe.
- dear - Loved very much; precious to you.
- buy - To get something by paying money for it.
- poor - Having little money or few possessions.
- sell - to give something to someone in exchange for money
- spend - To pay out money to buy or do something.
- bank - A business where people keep money and borrow it.
- rich - Having a lot of money or valuable possessions.
- price - The amount of money you must pay to buy something.
- expensive - Costing a lot of money.
- dollar - The unit of money used in the United States, Canada, Australia and many other countries, written $.
- credit card

### A2
- borrow - To take something from someone for a short time, planning to give it back.
- successful - Having achieved what was wanted or planned.
- deal - An agreement, especially one to buy or sell something.
- bill - A piece of paper showing how much money you owe for goods or services.
- cash - Money in the form of notes and coins, rather than cards or checks.
- cost - The amount of money needed to buy or do something.
- beg - To ask people for money or food, usually because you are poor.
- account - An arrangement with a bank or company to keep or use money or services.
- credit - Praise or recognition for something you have done.
- rent - Money paid regularly to use a house, room, or property that belongs to someone else.
- cheap - Costing little money; not expensive.
- robbery - The crime of stealing money or property, especially by using force or threats.
- wallet - A small flat case, often made of leather, for carrying money and cards in your pocket.
- wealth - A large amount of money and valuable possessions.
- budget - A plan of how much money you have and how you will spend it
- fee - An amount of money you pay for a service, privilege, or membership.
- bargain - Something bought for less than its usual price; a good deal.
- bonus - An extra amount of money given to someone in addition to their normal pay.
- cent - A unit of money worth one hundredth of a dollar, euro, or similar currency.
- underwater - Below the surface of the water.
- cheque - A written order telling a bank to pay money to a person or company.
- hike - A long walk in the countryside, usually for pleasure or exercise.
- banking - The business or activity of running a bank and managing money.
- euro - The unit of money used by most countries in the European Union. Symbol: €
- pence - The plural of penny; a unit of British money worth one hundredth of a pound.
- inexpensive - Costing little money; not expensive.
- salary - A fixed amount of money that an employee is paid regularly, usually each month, for their work.

### B1
- due - Expected to happen, arrive, or be ready at a particular time.
- worth - Having a particular value or price.
- forgive - To stop being angry at someone for something they did wrong.
- paid - Receiving money for work done.
- owe - To have to pay money back to someone.
- responsible - In charge of something and expected to deal with it.
- afford - To have enough money to pay for something.
- settle - To end an argument or problem by reaching a final decision.
- insurance - An agreement in which you pay a company money so that they will pay you if something bad happens, such as an accident or illness.
- spending - The amount of money that is spent, especially by a government or organization.
- debt - Money that you owe to someone else.
- option - One of several things you can choose from.
- tax - Money that people and businesses must pay to the government to fund public services.
- financial - Relating to money or how money is managed.
- recover - To return to good health after being ill or injured.
- fund - An amount of money saved or set aside for a particular purpose.
- economy - The system by which a country produces, sells, and uses goods, services, and money.
- deposit - A sum of money paid as a first part of a larger payment, or to reserve something.
- income - The money a person or organization earns or receives, usually regularly.
- economic - Relating to trade, industry, and the management of money in a country or region.
- repay - To pay back money that you owe.
- discount - An amount taken off the usual price of something.
- ambitious - Having a strong desire to be successful, powerful, or rich.
- currency - The system of money used in a particular country.
- distribution - The way something is spread out or arranged over an area or group.
- juicy - Containing a lot of juice; pleasantly wet to eat.
- admission - A statement saying that something, often unpleasant, is true.
- gravy - A thick, savory sauce made from the juices of cooked meat.
- teller - A bank employee who takes in and pays out money to customers.
- prosperity - The state of being successful and having plenty of money.
- economics - The study of how money, goods, and services are produced, shared, and used.
- penniless - Having no money at all; very poor.
- owing - Still needing to be paid; owed as a debt.
- checkout - The place in a shop where you pay for what you are buying.
- duty-free - Not requiring payment of import tax, especially when bought at an airport or border.
- cashpoint - A machine in a wall where you can take out cash using a bank card.
- bank account
- pocket money
- payment - An amount of money paid in exchange for goods, services, or to settle a debt.
- taxation - the system or act of charging taxes
- treasurer - an officer responsible for receiving, safeguarding, recording, and paying out an organization's money
- monetary - relating to money, or measured and paid in money
- banknote - a piece of paper or polymer currency issued in a fixed denomination by a bank or other authorized monetary authority
- winnings - money, prizes, or other gains won, especially through gambling or a competition
- repossess - to take possession of something again, especially property on which payments are overdue

### B2
- means - A method or way of achieving a result.
- loan - An amount of money that you borrow and must pay back, often with extra interest.
- stake - A share or financial interest in a business or situation.
- commission - An official group of people chosen to do a particular job or investigate something.
- bid - To offer to pay a particular price for something, especially at an auction.
- certificate - An official document that proves a fact, such as a qualification or an event.
- auction - A public sale where goods are sold to the person who offers the most money.
- wealthy - Having a lot of money and valuable possessions; rich.
- dime - A US or Canadian coin worth ten cents, one tenth of a dollar.
- withdraw - To take money out of a bank account.
- peg - A short pin or hook used to hang things on or to fasten something in place.
- mortgage - A loan you take from a bank to buy a house or land, which the bank can take back if you fail to repay.
- lease - A legal contract that lets someone use property for a set time in return for payment.
- shipping - The activity of transporting goods, especially by sea.
- banker - A person who works at a high level in a bank, especially managing money or investments.
- toll - A fee you pay to use a road, bridge, or tunnel.
- rental - Available to rent, or relating to renting.
- bidding - The act of offering prices to buy something, especially at an auction.
- wage - The money a worker is paid for their work, usually by the hour or week.
- bankrupt - Unable to pay your debts, and officially declared so by a court.
- compensation - Money given to someone for loss, injury, or harm they have suffered.
- priceless - So valuable that it cannot be bought or given a price.
- ghetto - A poor area of a city where people of one ethnic group or background live, often separated from the rest.
- assessment - A careful judgement about the quality, value, or importance of something.
- dowry - Money or property that a bride brings to her husband when they marry.
- slash - To reduce something, such as a price or budget, by a large amount.
- compensate - To pay someone money, usually for loss, injury, or work done.
- financially - In a way that relates to money or finances.
- assess - To carefully judge the quality, value, or importance of something.
- comfortably - In a way that feels physically relaxed and pleasant.
- gaming - The activity of playing video games.
- costly - Costing a lot of money; expensive.
- lucrative - Producing a lot of money; very profitable.
- downfall - A sudden loss of power, success, or wealth.
- affordable - Cheap enough that most people can pay for it.
- fiscal - Relating to government money, taxes, and public spending.
- pawnshop - A shop where you can borrow money by leaving a valuable item as security.
- economical - Not using a lot of money, fuel, or other resources; not wasteful.
- debit - An amount of money taken out of a bank account.
- solvent - A liquid that can dissolve other substances.
- incur - To bring something unpleasant, such as cost, loss, or blame, upon yourself by your own actions.
- frugal - Careful with money; avoiding waste.
- pawnbroker - A person who lends money in exchange for items that can be sold if the loan is not repaid.
- ruinous - So expensive that it could destroy you financially.
- bleachers - tiered rows of seats, typically uncovered, at an outdoor sports venue
- annuity - a fixed amount of money paid to someone regularly, often yearly or for life
- creditor - a person, company, or institution to whom money is owed
- guinea - a former British gold coin worth twenty-one shillings
- dividend - a payment made by a company to its shareholders from profits
- collateral - property or another valuable asset pledged as security for repayment of a loan
- auditor - a qualified person who independently examines an organization's financial records and practices
- franc - a unit of currency used in Switzerland and several other countries, and formerly used in France, Belgium, and Luxembourg
- nickel - a coin worth five cents in the United States or Canada
- pensioner - a person who receives a pension, especially after retirement
- taxable - legally subject to tax
- insurer - a person or organization that provides insurance and undertakes to pay for specified losses in return for premiums
- overpay - to pay more than the required, reasonable, or fair amount for something or to someone
- voucher - a printed or electronic token that can be exchanged for goods or services or used to obtain a discount
- half-dollar - a United States coin worth fifty cents, or the sum of fifty cents
- checkbook - a book of blank checks supplied by a bank for making payments from an account

### C1
- withdrawal - The act of taking money out of a bank account.
- audit - An official examination of a company's financial records.
- bail - Money paid so that an arrested person can be released until their trial, promising they will return to court.
- con - A disadvantage of something, usually compared with its advantages.
- pledge - A serious, formal promise to do something.
- tribute - Something said, done, or given to show respect or admiration.
- solicitor - In Britain, a lawyer who gives legal advice and prepares legal documents.
- extortion - The crime of getting money or property from someone by using threats or force.
- monopoly - Complete control of a market by a single company, with no competition.
- premium - Of high quality and usually higher price.
- capitalist - A person who invests money in business in order to make a profit.
- structural - Relating to the way something is built or the parts that hold it together.
- listing - An entry in a list, catalogue, or directory.
- bribery - The crime of giving or taking money or gifts to influence someone dishonestly.
- invoice - A document listing goods or services provided and the money owed for them
- subscription - An arrangement to receive or use something for a set period, usually by paying.
- deprivation - The lack or loss of something needed, such as food, sleep, or basic rights.
- fundraising - The activity of collecting money for a cause, often a charity.
- impoverished - Very poor; lacking money.
- expenditure - The amount of money that is spent.
- extravagance - The spending of much more money than is necessary or wise.
- overdraft - An arrangement that lets you take more money out of your bank account than you have, up to an agreed limit.
- exuberant - Full of energy, excitement, and cheerful enthusiasm.
- cost-effective - Giving good value for the money spent; worth the cost.
- prohibitive - So high in price or cost that something is impossible to afford.
- mark-up - The amount added to the cost of goods to set the selling price and make a profit.
- tawdry - showy but cheap and of poor quality
- coinage - the act of inventing a word or phrase
- farthing - a former British bronze coin worth a quarter of a penny
- excise - a tax on goods produced, sold, or used within a country
- deductible - permitted to be subtracted from income or another total when calculating tax
- guilder - the former standard monetary unit of the Netherlands, divided into 100 cents
- ledger - a book, file, or computer record in which financial transactions are organized by account
- quid - one pound sterling, in informal British usage; the plural is also quid
- thrift - careful and economical use of money or other resources; frugality
- speculator - a person who buys or sells assets in the hope of profiting from uncertain price changes
- moneymaking - the activity of earning money or making a profit
- windfall - an unexpected gain, advantage, or piece of good fortune, especially a sum of money
- backer - a person or organization that supports a person, cause, or project, especially by providing money
- repurchase - to buy something again or buy back something that was previously sold
- mortgagee - One who provides a loan secured upon the borrowers' property: the lender in a mortgage agreement.
- lira - the former basic unit of currency of Italy and Malta
- foreclose - to take possession of mortgaged property after the borrower fails to make required payments

### C2
- mercenary - A soldier who fights for any country or group that pays them, rather than out of loyalty.
- materialistic - Caring too much about money and possessions.
- solicit - To ask for or try to obtain something, such as help, money, or opinions.
- remit - To send money in payment for something.
- subsidize - To help pay for something by giving money, usually so its cost stays low.
- opulent - Showing great wealth and luxury; richly grand.
- opulence - Great wealth shown through luxurious and lavish living.
- lavishly - in a rich and lavish manner
- economize - To save money by spending less and avoiding waste.
- remittance - A sum of money sent to someone, especially as payment.
- bilk - to escape, either physically or mentally
- munificence - Great generosity, especially in giving money or gifts.
- self-aggrandizement - Acting to increase your own power, wealth, or importance.
- emolument - Payment or financial benefit received from a job or official position.
- opulently - In a way that shows great wealth and luxury.
- tawdriness - the quality of being showy but cheap and of poor quality
- shekel - the basic unit of money in Israel
- livre - A unit of currency formerly used in France, divided into 20 sols or sous.
- fourpence - a former English silver coin worth four pennies
- sou - a former French coin of low denomination
- annuitant - the recipient of an annuity
- moneyed - having an abundant supply of money or possessions of value
- usury - the act of lending money at an exorbitant rate of interest
- promissory - relating to or having the character of a promise
- halfpenny - an English coin worth half a penny
- levy - a charge imposed and collected
- bullion - gold or silver in bulk form, especially bars or ingots valued by weight
- coffer - a strong box or chest for storing money or valuables
- corollary - a practical consequence that follows naturally
- impecunious - Lacking money.
- inarticulate - without or deprived of the use of speech or words
- largesse - A specific gift of money, etc., given in this way, specifically (historical) at harvest time; a donation, a gratuity.
- picayune - Of little consequence; small and of little importance; petty, trivial.
- taxonomic - of or relating to taxonomy
- unstinting - Generous and tireless with one's contributions of money, time, etc.
- seigniorage - the profit made by a government or mint from issuing currency
- tenpence - the sum or value of ten pence, especially in historical British currency
- recoinage - the act or process of replacing existing coins by minting them again, often at a new weight or standard
- defray - bear the expenses of
- pecuniary - relating to or involving money
- shilling - an English coin worth one twentieth of a pound
- mina - an ancient Greek and Middle Eastern unit of money, commonly reckoned as one sixtieth of a talent
- arrear - an unpaid or overdue amount, now most commonly used in the plural arrears
- baksheesh - a tip, gratuity, or small bribe given to obtain service or cooperation, especially in parts of Asia and the Middle East
- dole - chiefly British and informal: money paid by the government to people who are unemployed
- patrimony - property or an estate inherited from one's father or other ancestor
- drachma - the standard unit of currency used in modern Greece before the euro was introduced
- obolus - an ancient Greek coin, especially a small silver coin worth one sixth of a drachma
- specie - money in the form of coins, especially gold or silver coins with intrinsic value rather than paper currency
- pennyworth - an amount of something that can be bought for one penny
- ducat - historical: a gold or silver coin formerly issued by many European states, especially the widely traded gold ducat
- twopenny - costing or worth two old pennies
- florin - a gold coin first minted in medieval Florence, or any of several European coins modeled on it
- exigible - legally due, demandable, or capable of being exacted, especially of a debt, tax, or payment
- acceptor - a person or institution that accepts a bill of exchange and thereby undertakes to pay it when due
- tallage - historical: a tax or compulsory payment levied by a feudal lord or monarch on tenants, towns, or royal lands
- alcavala - historical: a Spanish sales tax charged on transfers of movable or immovable property, often at each successive sale
- coiner - a person who makes counterfeit coins
- insolvency - the state of being unable to pay debts when they become due
- sestertius - an ancient Roman coin and unit of account worth one-quarter of a denarius, originally two and a half asses and later four asses
- unthrifty - wasteful or imprudent in the use of money or resources; not economical
- usurious - charging or involving illegally or unfairly high interest on a loan
- lucre - money or profit, especially when regarded as sordid, corrupting, or dishonestly gained
- groat - historical: an English or Scottish coin, especially the English silver coin worth four old pence
- lombard - historical: a pawnshop or lending house that advances money against pledged goods
- louis - historical: any of several French gold or silver coins issued under kings named Louis, especially the louis d'or
- multure - historical or chiefly Scottish: a fee paid to a mill owner for grinding grain or pulverizing ore, often taken in kind
- piastre - historical: a coin or monetary unit of varying value, especially a Spanish piece of eight or an Ottoman currency unit
- remunerate - to pay or otherwise reward someone for work, services, or a loss
- stiver - a former Dutch coin worth one twentieth of a guilder
- fiar - in Scotland, an officially determined standard price, especially an annual legally fixed price for grain; usually used in the plural fiars
- tontine - a joint investment or annuity in which the benefits or shares of members who die pass to the surviving participants
- bimetallism - a monetary standard in which two metals, usually gold and silver, are legal tender at a fixed ratio of value
- denarius - the principal silver coin of ancient Rome, originally worth ten asses and later sixteen, and equal to four sesterces
- cruzado - a former currency of Brazil, introduced in 1986 and divided into one hundred centavos
- debenture - a long-term debt instrument issued by a company or government; in US usage it is usually unsecured, while in UK usage it may be secured on assets
- excisable - finance and law: liable to an excise duty or tax
- rupee - the monetary unit of India, Pakistan, Nepal, Sri Lanka, Mauritius, and the Seychelles
- paymaster - an official or employee responsible for paying wages, especially to workers or troops
- merk - a historical Scottish silver coin and unit of account worth thirteen shillings and fourpence Scots
- cashbox - a locked or sturdy box used for holding cash, coins, or other valuables
- napoleon - historical: a French gold coin worth twenty francs, first issued under Napoleon I
- moneybag - a bag or pouch used to hold or carry money

### C2+
- aggrandize - to increase the power, wealth, or reputation of someone or something
- lavish - luxuriously abundant, or to give in great quantity
- canny - shrewd, careful, and quick-witted, especially in money matters
- creditable - deserving credit or praise; reasonably good
- destitute - extremely poor and lacking the basic necessities of life
- remuneration - money paid for work or a service; payment
- aby - to pay the penalty for; to atone for
- kitty - a pool of money contributed by a group; informally, a kitten or cat
- miserly - extremely reluctant to spend money; stingy
- pelf - money or wealth, especially when regarded as ill-gotten or contemptible
- riches - abundant wealth or valuable possessions
- barter - to exchange goods or services without using money
- comptroller - a controller, especially one supervising financial accounts
- delinquent - failing in duty or guilty of an offense; overdue in payment
- divest - to deprive or rid of something; to sell off assets or holdings
- flog - to beat with a whip or stick; informally, to sell persistently
- mammon - wealth regarded as an evil influence or object of devotion
- pocketbook - a wallet or purse, or one's financial resources
- poorly - in a substandard manner, or in poor health
- affluence - an abundance of wealth or material possessions
- billfold - a folding wallet for holding paper money
- catchpenny - cheap and showy, made only to sell quickly
- disbursement - the payment or distribution of money from a fund
- enactment - the process of making a bill into law; a statute so passed
- greed - an excessive desire for wealth or possessions
- insure - to arrange financial compensation against loss, damage, or harm
- outgo - money or resources spent; expenditure or outflow
- richdom - an archaic word for the state of being rich; wealth or richness
- sorriness - the state of being sorrowful, regretful, or pitifully poor
- uneconomical - wasteful of money, time, or resources; not cost-effective
- acquisitive - eager to gain and possess things, especially wealth or property
- avaricious - extremely greedy for wealth or material gain
- chaffer - to haggle or bargain over a price
- cheeseparing - excessively careful with money; stingy or miserly
- fortuneless - without wealth or good fortune; luckless
- garnishment - a legal order to withhold money, typically from wages, to pay a debt
- gratis - free of charge; without payment
- impoverish - to make poor, or to deprive of strength or richness
- insolvent - unable to pay one's debts; bankrupt
- lolly - a piece of candy, especially on a stick; (British slang) money
- statism - the doctrine of concentrated economic and political control in the state
- unpaid - not yet paid; working without payment
- unvaluable - beyond price; of inestimable worth (archaic for invaluable)
- wealthiness - the state of being rich or having abundant possessions
- acquittance - a written release confirming a debt or obligation has been discharged
- affluent - having an abundance of wealth; prosperous
- aggrandizement - the increase of one's power, wealth, or reputation
- ailing - in poor health or in difficulty; unwell or failing
- billholder - a clip or rack for holding bills or papers; one who holds a bill
- boodle - slang for money, especially counterfeit or bribe money; ill-gotten gains
- bouillabaisse - a rich Provençal stew of mixed fish and shellfish
- champerty - an illegal bargain to fund another's lawsuit for a share of the proceeds
- chargeless - free of cost or free of electrical charge
- culmen - the ridge along the upper part of a bird's bill
- cupidity - excessive greed for wealth or possessions
- deflation - a fall in the general price level; the act of letting out air
- dispend - to spend or expend, especially money (archaic)
- divvy - to divide and share out, especially money or spoils
- doss - to sleep rough or in cheap lodging; to idle (British slang)
- economically - in a way relating to the economy or to thrift
- extolment - the act of praising highly; lavish praise
- extravagantly - in a wastefully lavish or excessive manner
- fleece - a sheep's woolly coat; also to swindle of money
- gaud - a showy ornament or cheap trinket
- groggery - a cheap tavern or barroom selling liquor
- honorary - conferred as an honor without the usual duties, payment, or qualifications
- illiquid - not easily converted into cash; lacking ready money
- impost - a tax or duty, especially one levied on imported goods
- indebtedness - the state of owing money or gratitude
- indigent - poor and needy; lacking the means of subsistence
- liquidity - the availability of cash or easily convertible assets
- lousily - (informal) in a very bad or poor manner
- luxe - luxurious or elegantly expensive
- noncompensation - failure or absence of compensation or payment
- overdraw - to withdraw more money than an account holds; to exaggerate
- parsimonious - unwilling to spend money or resources; excessively frugal
- parsimony - extreme unwillingness to spend money or use resources
- prepay - to pay for something in advance
- profuse - produced or given in great abundance; lavish
- recessionary - relating to or characteristic of an economic recession
- recoup - to regain or recover something lost, especially money
- reimposition - the act of imposing something again, such as a tax or restriction
- scam - a dishonest scheme to cheat someone of money or trust
- stipend - a fixed regular payment, especially an allowance or salary
- surcharge - an additional charge or payment levied on top of the standard cost
- taking - the act of seizing or acquiring; in the plural, money received
- tithe - a tenth of one's income given to the church or as a tax
- underwrite - to accept financial liability for, or to fund or guarantee
- unpriced - having no price marked or assigned
- usance - the time allowed by custom for payment of a foreign bill of exchange
- wherewithal - the money, means, or resources needed for a purpose
- profundity - the quality of being physically deep
- provident - providing carefully for the future
- eightpence - the monetary sum of eight pence, especially in historical British currency
- recipice - historical finance: a transferable receipt issued for bullion deposited at the Bank of Amsterdam, entitling its holder to withdraw the bullion under stated conditions
- traites - historical, plural: French customs duties and internal trade taxes, especially under the ancien regime
- rouleau - a small roll, especially a roll of coins wrapped in paper
- uncostliness - the quality of costing little or being inexpensive
- goldmine - a mine from which gold ore is extracted
- vingtieme - a tax of one twentieth, or five percent, on income and property under the French ancien regime
- portionless - having no allotted share, inheritance, or dowry
- ducatoon - a large silver coin formerly used in the Low Countries and parts of Italy, especially in the seventeenth and eighteenth centuries
- recoin - to melt down or otherwise process existing money and mint it as new coins
- halfpennyworth - historical British: the amount of something that could be bought for a halfpenny
- pungle - chiefly Western US, informal: to pay or contribute money, usually reluctantly and often with up
- spondulicks - dated slang: money or available funds
- vintem - historical: a small Portuguese or Portuguese colonial coin worth twenty reis

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