Money & Finance
Earning, spending, saving, borrowing, and what things cost.
201 words
Download MarkdownSome words in this topic are A2–C2 — part of Pro. A1 words are always free.
Go ProA1 (14)
money
A1
/ˈmʌn.i/
The coins and banknotes used to buy and sell things.
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pay
A1
/ˈpeɪ/
To give money in exchange for goods, services, or work.
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buy
A1
/baɪ/
To get something by paying money for it.
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poor
A1
/pʊɚ/
Having little money or few possessions.
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sell
A1
/sɛl/
to give something to someone in exchange for money
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bank
A1
/ˈbæŋk/
A business where people keep money and borrow it.
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rich
A1
/rɪtʃ/
Having a lot of money or valuable possessions.
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price
A1
/ˈpɹɐɪ̯s/
The amount of money you must pay to buy something.
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expensive
A1
/ɪkˈspɛnsɪv/
Costing a lot of money.
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dollar
A1
/ˈdɑ.lɚ/
The unit of money used in the United States, Canada, Australia and many other countries, written $.
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loot
A1
/luːt/
stolen goods
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pay off
A1
to produce a useful or successful result
Phrasal verb
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work off
A1
to reduce or get rid of something through effort or work
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write off
A1
to accept something as lost or no longer valuable
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A2 (28) Pro
deal
A2
/ˈdiːl/
An agreement, especially one to buy or sell something.
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bill
A2
/ˈbɪl/
A piece of paper showing how much money you owe for goods or services.
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cash
A2
/kæʃ/
Money in the form of notes and coins, rather than cards or checks.
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cost
A2
/ˈkɔst/
The amount of money needed to buy or do something.
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account
A2
/əˈkaʊnt/
An arrangement with a bank or company to keep or use money or services.
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credit
A2
/ˈkɹɛdɪt/
Praise or recognition for something you have done.
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rent
A2
/ˈɹɛnt/
Money paid regularly to use a house, room, or property that belongs to someone else.
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cheap
A2
/tʃiːp/
Costing little money; not expensive.
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fortune
A2
/ˈfoɹt͡ʃun/
A very large amount of money.
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value
A2
/ˈvæl.ju/
How much something is worth in money.
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treasure
A2
/ˈtɹɛʒɚ/
A large amount of money, gold, or jewels, especially when hidden or saved up.
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tip
A2
/ˈtɪp/
A small amount of extra money given to thank someone for a service, such as a waiter.
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robbery
A2
/ˈɹɑbəɹi/
The crime of stealing money or property, especially by using force or threats.
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wallet
A2
/ˈwɑl.ət/
A small flat case, often made of leather, for carrying money and cards in your pocket.
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salary
A2
/ˈsæləri/
A fixed amount of money that an employee is paid regularly, usually each month, for their work.
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wealth
A2
/wɛlθ/
A large amount of money and valuable possessions.
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budget
A2
/ˈbʌd͡ʒ.ət/
A plan of how much money you have and how you will spend it
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coin
A2
/ˈkoɪ̯n/
A piece of money made of metal, usually round and flat.
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fee
A2
/fiː/
An amount of money you pay for a service, privilege, or membership.
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bargain
A2
/ˈbɑːɹɡən/
Something bought for less than its usual price; a good deal.
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bonus
A2
/ˈboʊ.nəs/
An extra amount of money given to someone in addition to their normal pay.
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cent
A2
/sɛnt/
A unit of money worth one hundredth of a dollar, euro, or similar currency.
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cheque
A2
/t͡ʃɛk/
A written order telling a bank to pay money to a person or company.
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euro
A2
/ˈjʊɹoʊ/
The unit of money used by most countries in the European Union. Symbol: €
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B1 (26) Pro
charge
B1
/t͡ʃɑɹd͡ʒ/
The amount of money asked for goods or services.
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afford
B1
/əˈfoɹd/
To have enough money to pay for something.
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insurance
B1
/ɪnˈʃɔː.ɹəns/
An agreement in which you pay a company money so that they will pay you if something bad happens, such as an accident or illness.
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spending
B1
/ˈspɛndɪŋ/
The amount of money that is spent, especially by a government or organization.
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debt
B1
/dɛt/
Money that you owe to someone else.
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tax
B1
/tæks/
Money that people and businesses must pay to the government to fund public services.
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purse
B1
/pɜɹs/
A small bag for carrying money.
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payment
B1
/ˈpeɪmənt/
An amount of money paid in exchange for goods, services, or to settle a debt.
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fund
B1
/ˈfʌnd/
An amount of money saved or set aside for a particular purpose.
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deposit
B1
/dɪˈpɑ.zɪt/
A sum of money paid as a first part of a larger payment, or to reserve something.
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income
B1
/ˈɪnˌkʌm/
The money a person or organization earns or receives, usually regularly.
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expense
B1
/ɪkˈspɛns/
The money that you spend on something.
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discount¹
B1
/ˈdɪskaʊnt/
An amount taken off the usual price of something.
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discount²
B1
/dɪˈskaʊnt/
To sell something at a lower price than usual.
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estimate¹
B1
/ˈɛs.tɪ.mət/
A rough guess about the size, value, or cost of something.
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estimate²
B1
/ˈɛs.tɪˌmeɪt/
To make a rough guess about the size, value, or amount of something.
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currency
B1
/ˈkʌɹ.ən.si/
The system of money used in a particular country.
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contribution
B1
/ˌkɑntɹɪˈbjuʃən/
Something you give, such as money, to help a shared cause.
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allowance
B1
/əˈlaʊəns/
An amount of money given regularly for a particular purpose.
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economics
B1
/ˌɛkəˈnɑmɪks/
The study of how money, goods, and services are produced, shared, and used.
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hardship
B1
/ˈhɑɹdˌʃɪp/
A situation that is difficult to live through, especially because of money or harsh conditions.
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winnings
B1
/ˈwɪnɪŋz/
money, prizes, or other gains won, especially through gambling or a competition
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treasurer
B1
/ˈtrɛʒ.ɚ.ɚ/
an officer responsible for receiving, safeguarding, recording, and paying out an organization's money
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tariff
B1
/ˈtærɪf/
a tax imposed by a government on goods imported from or exported to another country
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B2 (26) Pro
saving
B2
/ˈsæɪ.vɪŋ/
Money you keep instead of spending, set aside for the future (usually plural: savings).
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loan
B2
/loʊn/
An amount of money that you borrow and must pay back, often with extra interest.
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investment
B2
/ɪnˈvɛstmənt/
Money put into a business or shares with the hope of making a profit.
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sum
B2
/ˈsʌm/
An amount of money.
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mortgage
B2
/ˈmɔɹ.ɡɪd͡ʒ/
A loan you take from a bank to buy a house or land, which the bank can take back if you fail to repay.
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lease
B2
/ˈliːs/
A legal contract that lets someone use property for a set time in return for payment.
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funding
B2
/ˈfʌndɪŋ/
Money provided for a particular purpose or project.
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toll
B2
/təʊl/
A fee you pay to use a road, bridge, or tunnel.
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donation
B2
/doʊˈneɪʃən/
Something, especially money, given to a charity or good cause.
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wage
B2
/weɪd͡ʒ/
The money a worker is paid for their work, usually by the hour or week.
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compensation
B2
/ˌkɑm.pənˈseɪ.ʃən/
Money given to someone for loss, injury, or harm they have suffered.
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collateral
B2
/kəˈlætərəl/
property or another valuable asset pledged as security for repayment of a loan
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dowry
B2
/ˈdaʊri/
Money or property that a bride brings to her husband when they marry.
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inflation
B2
/ɪnˈfleɪ.ʃən/
A general rise in prices over time, which makes money worth less.
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earnings
B2
/ˈɝːnɪŋz/
The money that a person earns from work.
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incentive
B2
/ɪnˈsɛntɪv/
Something that encourages you to do something, often a reward or payment.
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pawnshop
B2
/ˈpɔnʃɑp/
A shop where you can borrow money by leaving a valuable item as security.
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bracket
B2
/ˈbɹækɪt/
One of a set of ranges into which things are grouped, such as for tax or age.
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franc
B2
/fræŋk/
a unit of currency used in Switzerland and several other countries, and formerly used in France, Belgium, and Luxembourg
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debit
B2
/ˈdɛb.ɪt/
An amount of money taken out of a bank account.
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economist
B2
/iˈkɑ.nə.mɪst/
An expert in economics who studies how money, trade, and industry work.
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frugal
B2
/ˈfɹuːɡəl/
Careful with money; avoiding waste.
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dividend
B2
/ˈdɪvɪdɛnd/
a payment made by a company to its shareholders from profits
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annuity
B2
/əˈn(j)uɪti/
a fixed amount of money paid to someone regularly, often yearly or for life
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C1 (25) Pro
bail
C1
/beɪl/
Money paid so that an arrested person can be released until their trial, promising they will return to court.
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inheritance
C1
/ɪnˈhɛɹɪtəns/
Money or property received from someone who has died.
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withdrawal
C1
/wɪðˈdɹɔ(ə)l/
The act of taking money out of a bank account.
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extortion
C1
/ɪkˈstɔɹʃən/
The crime of getting money or property from someone by using threats or force.
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lira
C1
/ˈlɪr.ə/
the former basic unit of currency of Italy and Malta
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proceeds
C1
/ˈpɹoʊsidz/
The money received from an event, sale, or activity.
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bribery
C1
/ˈbɹaɪbəɹi/
The crime of giving or taking money or gifts to influence someone dishonestly.
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invoice
C1
/ˈɪnˌvɔɪs/
A document listing goods or services provided and the money owed for them
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alms
C1
/ɑmz/
money, food, clothing, or other aid given to poor people as an act of charity
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deficit
C1
/ˈdɛfəsɪt/
The amount by which spending is greater than the money coming in.
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turnover
C1
/ˈtɝnoʊvɚ/
The total amount of money a business takes in sales over a period.
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dowager
C1
/ˈdaʊədʒɚ/
a widow who holds property, income, or a title derived from her late husband
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fundraising
C1
/ˈfʌndˌɹeɪzɪŋ/
The activity of collecting money for a cause, often a charity.
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thrift
C1
/ˈθɹɪft/
careful and economical use of money or other resources; frugality
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expenditure
C1
/ɛkˈspɛndɪt͡ʃɚ/
The amount of money that is spent.
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extravagance
C1
/ɪkˈstɹævəɡən(t)s/
The spending of much more money than is necessary or wise.
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windfall
C1
/ˈwɪndˌfɔl/
an unexpected gain, advantage, or piece of good fortune, especially a sum of money
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excise
C1
/əkˈsaɪz/
a tax on goods produced, sold, or used within a country
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overdraft
C1
/ˈoʊvɚdɹæft/
An arrangement that lets you take more money out of your bank account than you have, up to an agreed limit.
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allocation
C1
/ˌæl.əˈkæɪ.ʃən/
The process of giving out money, time, or resources for a particular purpose.
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tonnage
C1
/ˈtʌnɪd͡ʒ/
a tax imposed on ships that enter the US
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depreciation
C1
/dɪˌpriːʃiːˈeɪʃən/
a decrease in price or value
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mark-up
C1
The amount added to the cost of goods to set the selling price and make a profit.
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mortgagee
C1
/ˌmɔrɡɪˈdʒiː/
One who provides a loan secured upon the borrowers' property: the lender in a mortgage agreement.
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C2 (48) Pro
mina
C2
/ˈmaɪnə/
an ancient Greek and Middle Eastern unit of money, commonly reckoned as one sixtieth of a talent
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revolver
C2
/ɹɪˈvɒl.vɚ/
Synonym of revolving line of credit, a form of credit permitting the holder to repeatedly borrow money.
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dole
C2
/doʊl/
chiefly British and informal: money paid by the government to people who are unemployed
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embezzlement
C2
/ɪmˈbɛzəlmənt/
the fraudulent theft or misappropriation of money or property entrusted to one's care
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swag
C2
/swæɡ/
informal: money or goods obtained by theft or other illegal activity
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trafficker
C2
/ˈtræfɪkɝ/
someone who promotes or exchanges goods or services for money
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austerity
C2
/ɔˈstɛɹɪti/
A government policy of cutting public spending and raising taxes to reduce debt.
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fete
C2
/feɪt/
An outdoor public celebration or party, often held to raise money for charity.
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subsidy
C2
/ˈsɐbsɪdi/
Money given by a government or organization to help support a business or activity.
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modus
C2
/ˈmoʊ.dəs/
a customary payment or other composition made instead of a tithe in kind; historical English law
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breadwinner
C2
/ˈbɹɛdˌwɪnɚ/
The person whose earnings are the main source of income for a household.
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materialism
C2
/məˈtɪɹiəlɪzəm/
A strong focus on owning things and having money rather than on spiritual or moral values.
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usury
C2
/ˈjuːʒəɹi/
the act of lending money at an exorbitant rate of interest
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opulence
C2
/ˈɒp.jʊl.əns/
Great wealth shown through luxurious and lavish living.
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volatility
C2
/ˌvɑː.ləˈtɪl.ə.t̬i/
the tendency of a price, market, or other quantity to change sharply and unpredictably
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shekel
C2
/ˈʃɛkəl/
the basic unit of money in Israel
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piecework
C2
/ˈpiːsˌwɝːk/
work for which payment is based on the number of items or units produced rather than the time spent
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remittance
C2
/ɹɪˈmɪtəns/
A sum of money sent to someone, especially as payment.
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threepence
C2
/ˈθɹʌpəns/
The amount of money equal to that of three pence (old or new).
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largesse
C2
/lɑɹˈ(d)ʒɛs/
A specific gift of money, etc., given in this way, specifically (historical) at harvest time; a donation, a gratuity.
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drachma
C2
/ˈdræk.mə/
the standard unit of currency used in modern Greece before the euro was introduced
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coffer
C2
/ˈkɔfɚ/
a strong box or chest for storing money or valuables
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lucre
C2
/ˈlukɚ/
money or profit, especially when regarded as sordid, corrupting, or dishonestly gained
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livre
C2
/ˈliːvɹə/
A unit of currency formerly used in France, divided into 20 sols or sous.
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C2+ (34) Pro
ransom
C2+
/ˈɹæn.səm/
Money paid for the freeing of a hostage.
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eightpence
C2+
/ˈeɪt.pəns/
the monetary sum of eight pence, especially in historical British currency
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spondulicks
C2+
/spɑːnˈduːlɪks/
dated slang: money or available funds
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lavish
C2+
/ˈlævɪʃ/
luxuriously abundant, or to give in great quantity
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remuneration
C2+
/rɪˌmjunəˈreɪʃən/
money paid for work or a service; payment
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ching
C2+
/tʃɪŋ/
an imitation of a ringing metallic sound; slang for money
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chit
C2+
/tʃɪt/
a short note or voucher recording a small debt or order
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kitty
C2+
/ˈkɪti/
a pool of money contributed by a group; informally, a kitten or cat
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pelf
C2+
/pɛlf/
money or wealth, especially when regarded as ill-gotten or contemptible
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outlay
C2+
/ˈaʊtˌleɪ/
an amount of money spent on something
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billfold
C2+
/ˈbɪlˌfoʊld/
a folding wallet for holding paper money
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disbursement
C2+
/dɪsˈbɝsmənt/
the payment or distribution of money from a fund
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outgo
C2+
/ˈaʊtˌɡoʊ/
money or resources spent; expenditure or outflow
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garnishment
C2+
/ˈɡɑrnɪʃmənt/
a legal order to withhold money, typically from wages, to pay a debt
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lolly
C2+
/ˈlɑli/
a piece of candy, especially on a stick; (British slang) money
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acquittance
C2+
/əˈkwɪtəns/
a written release confirming a debt or obligation has been discharged
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boodle
C2+
/ˈbudəl/
slang for money, especially counterfeit or bribe money; ill-gotten gains
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fleece
C2+
/flis/
a sheep's woolly coat; also to swindle of money
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impecuniousness
C2+
/ˌɪmpɪˈkjuniəsnəs/
the condition of being habitually short of money
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impost
C2+
/ˈɪmpoʊst/
a tax or duty, especially one levied on imported goods
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lickpenny
C2+
/ˈlɪkˌpɛni/
something that consumes money; a costly thing or place
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noncompensation
C2+
/ˌnɑnˌkɑmpənˈseɪʃən/
failure or absence of compensation or payment
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parsimony
C2+
/ˈpɑrsəmoʊni/
extreme unwillingness to spend money or use resources
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profligacy
C2+
/ˈprɑflɪɡəsi/
reckless extravagance or wastefulness, especially with money
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More topics
Grammar & Function Words
319 words
Small words that connect, point, compare, negate, and structure sentences.
Numbers & Quantity
83 words
Counting, amounts, proportions, and the language of how much.
Space, Position & Direction
122 words
Where things are, how they are arranged, and which way they face.
Time
103 words
Hours, dates, seasons, frequency, and the words for when things happen.
People & Society
2192 words
People, roles, communities, identity, and social life.
Family & Relationships
181 words
Parents, siblings, partners, friends, and the wider web of kin.