Personal Finance
Everyday money management, borrowing, saving, investing, insurance, and retirement.
88 words
Download MarkdownSome words in this topic are A2–C2 — part of Pro. A1 words are always free.
Go ProA1 (4)
A2 (17) Pro
return
A2
/ɹɪˈtɝn/
To come or go back to a place.
M
S
bill
A2
/ˈbɪl/
A piece of paper showing how much money you owe for goods or services.
M
S
cash
A2
/kæʃ/
Money in the form of notes and coins, rather than cards or checks.
M
S
interest
A2
/ˈɪn.tɹɛst/
a feeling of wanting to know about or take part in something.
M
S
emergency
A2
/ɪˈmɝ.d͡ʒən.si/
A sudden, dangerous situation that needs immediate action
M
S
account
A2
/əˈkaʊnt/
An arrangement with a bank or company to keep or use money or services.
M
S
credit
A2
/ˈkɹɛdɪt/
Praise or recognition for something you have done.
M
S
rent
A2
/ˈɹɛnt/
Money paid regularly to use a house, room, or property that belongs to someone else.
M
S
claim
A2
/kleɪm/
To say that something is true, often without proof.
M
S
borrow
A2
/ˈbɑr.oʊ/
To take something from someone for a short time, planning to give it back.
M
S
capital
A2
[ˈkʰæp.ɪ.ɾɫ̩]
The most important city of a country or region, usually where the government is.
M
S
principal
A2
/ˈprɪnsəpəl/
The person in charge of a school.
M
S
salary
A2
/ˈsæləri/
A fixed amount of money that an employee is paid regularly, usually each month, for their work.
M
S
budget
A2
/ˈbʌd͡ʒ.ət/
A plan of how much money you have and how you will spend it
M
S
receipt
A2
/ɹɪˈsit/
A piece of paper showing that you have paid for something.
M
S
cheque
A2
/t͡ʃɛk/
A written order telling a bank to pay money to a person or company.
M
S
banking
A2
/ˈbæŋkɪŋ/
The business or activity of running a bank and managing money.
M
S
B1 (19) Pro
loss
B1
/lɔs/
The fact of no longer having something you once had.
M
S
insurance
B1
/ɪnˈʃɔː.ɹəns/
An agreement in which you pay a company money so that they will pay you if something bad happens, such as an accident or illness.
M
S
spending
B1
/ˈspɛndɪŋ/
The amount of money that is spent, especially by a government or organization.
M
S
debt
B1
/dɛt/
Money that you owe to someone else.
M
S
transfer
B1
/tɹænsˈfɚ/
To move something or someone from one place to another.
M
S
balance
B1
/ˈbæləns/
A state in which different parts or forces are equal or steady, so nothing tips over or dominates.
M
S
tax
B1
/tæks/
Money that people and businesses must pay to the government to fund public services.
M
S
bond
B1
/bɑnd/
To form a close emotional connection with someone.
M
S
gain
B1
/ɡeɪn/
To get or obtain something useful or valuable.
M
S
payment
B1
/ˈpeɪmənt/
An amount of money paid in exchange for goods, services, or to settle a debt.
M
S
fund
B1
/ˈfʌnd/
An amount of money saved or set aside for a particular purpose.
M
S
deposit
B1
/dɪˈpɑ.zɪt/
A sum of money paid as a first part of a larger payment, or to reserve something.
M
S
income
B1
/ˈɪnˌkʌm/
The money a person or organization earns or receives, usually regularly.
M
S
expense
B1
/ɪkˈspɛns/
The money that you spend on something.
M
S
appreciation
B1
/əˌpɹi.ʃiˈeɪ.ʃən/
A feeling of being grateful, or a way of showing thanks.
M
S
allowance
B1
/əˈlaʊəns/
An amount of money given regularly for a particular purpose.
M
S
refund¹
B1
/ˈɹiːfʌnd/
Money that is given back to you, usually because you returned something.
M
S
refund²
B1
/ɹɪˈfʌnd/
To give someone their money back.
M
S
taxation
B1
/tækˈseɪ.ʃən/
the system or act of charging taxes
M
S
B2 (27) Pro
saving
B2
/ˈsæɪ.vɪŋ/
Money you keep instead of spending, set aside for the future (usually plural: savings).
M
S
stock
B2
/stɑk/
The supply of goods that a shop or business has available to sell.
M
S
loan
B2
/loʊn/
An amount of money that you borrow and must pay back, often with extra interest.
M
S
investment
B2
/ɪnˈvɛstmənt/
Money put into a business or shares with the hope of making a profit.
M
S
retirement
B2
/riːˈtaɪɝmənt/
The period of life after you stop working permanently.
M
S
pension
B2
/ˈpɛnʃən/
A regular sum of money paid to a person after they retire from work.
M
S
mortgage
B2
/ˈmɔɹ.ɡɪd͡ʒ/
A loan you take from a bank to buy a house or land, which the bank can take back if you fail to repay.
M
S
lease
B2
/ˈliːs/
A legal contract that lets someone use property for a set time in return for payment.
M
S
asset
B2
/ˈæsɛt/
Something valuable that a person or company owns, such as money, property, or investments.
M
S
wage
B2
/weɪd͡ʒ/
The money a worker is paid for their work, usually by the hour or week.
M
S
yield
B2
/jiːld/
To produce something as a result.
M
S
bankruptcy
B2
/ˈbæŋkˌɹʌp(t).si/
The legal state of being unable to pay your debts.
M
S
index
B2
/ˈɪndɛks/
An alphabetical list at the back of a book showing where topics can be found.
M
S
investor
B2
/ɪnˈvɛs.tɚ/
A person who puts money into a business or shares in order to make a profit.
M
S
inflation
B2
/ɪnˈfleɪ.ʃən/
A general rise in prices over time, which makes money worth less.
M
S
earnings
B2
/ˈɝːnɪŋz/
The money that a person earns from work.
M
S
maturity
B2
/məˈtʊəɹəti/
state of being mature
M
S
equity
B2
/ˈɛk.wɪ.ti/
Fairness and equal treatment for everyone.
M
S
deduction
B2
/dɪˈdʌkʃən/
An amount that is taken away from a total.
M
S
affordable
B2
/əˈfɔɹ.də.bəl/
Cheap enough that most people can pay for it.
M
S
economical
B2
/ˌɛk.əˈnɑ.mɪ.kəl/
Not using a lot of money, fuel, or other resources; not wasteful.
M
S
debit
B2
/ˈdɛb.ɪt/
An amount of money taken out of a bank account.
M
S
solvent
B2
/ˈsɔlvənt/
A liquid that can dissolve other substances.
M
S
frugal
B2
/ˈfɹuːɡəl/
Careful with money; avoiding waste.
M
S
C1 (12) Pro
coverage
C1
/ˈkɐv.(ə.)ɹɪdʒ/
The way an event or topic is reported in newspapers, on TV, or online.
M
S
withdrawal
C1
/wɪðˈdɹɔ(ə)l/
The act of taking money out of a bank account.
M
S
portfolio
C1
/pɔɹtˈfoʊ.liˌoʊ/
A collection of a person's work shown to potential employers or clients.
M
S
premium
C1
/ˈpɹiː.miː.əm/
Of high quality and usually higher price.
M
S
invoice
C1
/ˈɪnˌvɔɪs/
A document listing goods or services provided and the money owed for them
M
S
thrift
C1
/ˈθɹɪft/
careful and economical use of money or other resources; frugality
M
S
expenditure
C1
/ɛkˈspɛndɪt͡ʃɚ/
The amount of money that is spent.
M
S
deductible
C1
/dɪˈdʌktəbəl/
permitted to be subtracted from income or another total when calculating tax
M
S
overdraft
C1
/ˈoʊvɚdɹæft/
An arrangement that lets you take more money out of your bank account than you have, up to an agreed limit.
M
S
depreciation
C1
/dɪˌpriːʃiːˈeɪʃən/
a decrease in price or value
M
S
diversification
C1
/dɪˌvɝːsɪfɪˈkeɪʃən/
the process or result of making something more varied
M
S
refinance
C1
/ˌɹifəˈnæns/
to replace an existing loan with new borrowing, usually to obtain different repayment terms
M
S
C2 (3) Pro
beneficiary
C2
/ˌbɛn.ɪˈfɪʃ.ɚ.i/
A person who gains an advantage or benefit from something.
M
S
insolvency
C2
/ɪnˈsɑːlvənsi/
the state of being unable to pay debts when they become due
M
S
amortization
C2
/ˌæmɚtəˈzeɪʃən/
the gradual repayment of a loan's principal through a planned series of payments
M
S
C2+ (6) Pro
liability
C2+
/ˌlaɪəˈbɪləti/
legal responsibility; also, a person or thing causing disadvantage
M
S
borrower
C2+
/ˈbɑroʊər/
a person who borrows something, especially money
M
S
installment
C2+
/ɪnˈstɔlmənt/
one of several successive payments or parts of a whole
M
S
lender
C2+
/ˈlɛndɚ/
a person or institution that lends money or goods
M
S
liquidity
C2+
/lɪˈkwɪdɪti/
the availability of cash or easily convertible assets
M
S
repayment
C2+
/riˈpeɪmənt/
the act of paying back money owed, or an amount paid back
M
S
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